One of the main reasons I am actually against tuition fees is because no-one has actually looked at how this will affect mortgages etc. I have a personal loan which is over five years and this got taken into consideration when i bought my flat and the amount i could borrow was reduced to suit.

No take someone on £21,000 looking for a cheap house and maybe one of the very few still at around £70k. They go to their prospective borrower and say hey there i eran just enough to have this house but i've got this £40k debt which I have to pay off for the next 30 years. Quite sure the response will be, tell ya what we'll take 3.5 times your salary and then take £40k off it so go find summat for £30k .

Not sure how it works but I'm quite sure that the government don't now how it'll work and the banks proably have no idea either. Are we likely to have an entire generation of students condemed (mispelling and pun intended) promised the earth, worked hard to achieve what they do and then penalised for it. Worse still making it even harder for first time buyers means that there is less of a stimulus for the housing market....................

Point being, it should be well thought through which it isn't.

Andy